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Old 04-02-13   #1
Wicked Lady
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Yo, neon. Can I just fuck off from England even though I have £8000 of credit card debt? I mean... they can't pursue me in America, right? And they can't sue my soon-to-be-ex for it either?

Cuz I'm not a complete cunt and wouldn't do that....
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Old 04-02-13   #2
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Well a judge could put a lien on you, in which case you wouldn't be able to purchase a house or car, etc.
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Old 04-02-13   #3
Wicked Lady
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I'm asking a UK lawyer because UK laws are different than American.
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Old 04-02-13   #4
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Also, why should I care if my credit is bad in a country I won't be living in?
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Old 04-02-13   #5
Sik Simon
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True that, I only speculate because of the liens that I have, which are from US courts, which basically make me unable to own anything. cuz they are money nazis
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Old 04-02-13   #6
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Quote:
Originally Posted by Wicked Lady View Post
Also, why should I care if my credit is bad in a country I won't be living in?
I geuss that depends on what country you go to and how the lenders are in those countries, and also if you have defaulted on your debt.
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Old 04-03-13   #7
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I ran off from my debt, then I took a loan in sweden where my credit was excellent (since I just moved there) and paid off the debt in Norway.

If it's the same in other ountries, the bills will follow you, but it'll take time, usually at least a year. So you'll be able to solve it before they ruin your american rating.
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Old 04-03-13   #8
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Рецепты еды

i'm a fag talking about fruot salad. ftw.

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Old 04-03-13   #9
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After 6 years they can't enforce. So if they don't contact you for 6 years, they can't enforce the debt. I do know that much. Yes it will murder your credit rating. Unless the card is in your ex's joint name then they can't go after him for it. that one is a bit more murky and i'll need to check up on something family law related though.

It's all down to US enforcement law. I'll have to look into that one. It's gonna take me a little bit as I'm having to teach myself an entire discipline. It would help if you could tell me if there was any specific state you planned to live in.

Neon

PS I quite like fruit salad.
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Old 04-03-13   #10
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Florida, Virginia, or North Carolina. Everything I've looked up for both countries has said if he's not a named person, then he's no liable for the debt. So I'm going to go with that.

I am going to attempt to pay it, but I would rather leave England sooner than later. And it takes a while to pay off £8k and save money to move. Even for a supa pimp like me.
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Old 04-03-13   #11
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If you come to VA we could go to DC and hang out! Or not...

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Old 04-03-13   #12
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I can tell you that when my wife left Ireland she had a $1000 loan, when she called the Bank of Ireland to ask how she should make payments to it while overseas the manager said "if you're moving to America why are you paying back the loan?"

She took that advice to heart and did not pay back the loan and we never heard a word.

Gee, wonder why Irelands economy is sucking shit right now...
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Old 04-04-13   #13
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Yeah I'm thinking about it... I'd not ever move back here, and I doubt they'd flag me up at border control over some credit card shit. Too many terrorists!

White is right!
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Old 04-04-13   #14
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From my bankruptcy I learned that married couples in the United States who are not legally separated are legally responsible for each others debts. They can contact the wife over the hubbies credit and vice versa.
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Old 04-04-13   #15
Wicked Lady
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Everything I've read online says that UK debt doesn't work like that, but I'm still not 100% sure. If the debt was incurred while we were married, I would have thought he'd be responsible.

I guess I should just hire a lawyer. Yay for spending money I don't have!
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Old 04-04-13   #16
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Quote:
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If you come to VA we could go to DC and hang out! Or not...

Totally would. I've hung out with garg and a few others when I'm in the DC area. My US office is in Reston, so that's likely where I would end up if I can transfer within the company.
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Old 04-04-13   #17
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Look at the bright side, you're hiring a lawyer so you DON'T fuck over your spouse during a divorce. That makes you a fucking rare human being.
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Old 04-04-13   #18
Wicked Lady
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Quote:
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Look at the bright side, you're hiring a lawyer so you DON'T fuck over your spouse during a divorce. That makes you a fucking rare human being.
Haha. Yeah, I guess. Mostly I just don't want drama in my life, so it's purely selfish. I want to start with a clean slate. And there's no significant hatred or beef between us; it just hasn't worked out. I see no real need to be a total cunt.
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Old 04-04-13   #19
neonwraith
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I'm off on Sunday so I'll give it some property research then,

Neon
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Some pleasure for our punishment..."

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Old 04-05-13   #20
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<3
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