Or another scenario--- a bit more in depth.

Claire is a marksmen being advanced upon by a large and quite menacing cultist who is wielding a large knife. It is both raining and dark and the alleyway they are in is cluttered with garbage and dumpsters. The SM(Story-Master) looks at both characters stats and decides that since Claires Agility is greater by 2 than the Cultists she gets to declare an action first.
Claire briefly looks at her skills and decides her course of action. Since so little room seperates her and the cultist(about 25 feet) she decides to use her quick draw skill to get her .38 revolver out of her purse and fire all in one round(an action round equals 1 second of time). Claire decides that to be safe she is going to spend 2 Fate Points on her firing action so as to better assure that she hits the cultist.
Dramatic Envelope-(This is where the SM explains the actions) Claire has a 7 in her quick draw skill which is exceptional so the SM declares that she does indeed whip her .38 out of her purse but drops her purse while doing it. The SM decides that due to the environment she recieves a -2Factor which is voided by her 2 spent Fate points leaving her with an Agility Score of 8 and a .38 Revolver Skill of 7 which equals a Factor of 15. The SM looks at the Attributes and skills of the Cultist. His Awareness is below average-4 and so the SM decides that the Cultist does not even realize she pulls a revolver--due to the rain and darkness-- and all he sees is a flash and hears a bang. As such her 15 Factor is only versus the Cultists Prime Attribute Score of Health which is 7. Leaving a Damage Threat of 8 which is Exceptional.
The Cultist staggers back as Claires .38 slug slams through his chest. His nerveless fingers lose thier grip on his knife and it clatters to the ground. The Cultist glares across the distance at Claire as he falls clutching at his heavily bleeding chest. Without quick medical assistance the Cultisst death is almost assured.