We lived on a houseboat that was damaged and sunk before the marine mortgage was paid off. And as it was eventually diagnosed as a surveying mistake, the insurance didn't pay out. And surveyers can't be taken to court, they accept no responsibility.
So, we are paying off a £30,000 mortgage on a boat we can't live on.

Yikes you may say, but, I saw a programe on telly about surveying mistakes, and there was a woman who bought a house in London which had a hidden damp problem. It was too severe to fix, and spread through the house making it impossible to live in. There is no insurance payout for her, just a £140,000 mortgage to pay off, and like us, there's the cost of your alternative accomodation to find.

So, all feel better about your debt, because the chances are I owe more than you, and I'm not going to let it ruin my life.

:ale:

Small party in progress, feel free to join me.