If we don't reform the program at all it will cost even more. It's going to be hellishly expensive no matter what we do. It's a big shit sandwich, and we all have to take a bite. At least this way it will cost less to fix.

I'm surprised young people, in teens and twentys, don't support this. This way, you don't get screwed. If the current system keeps going without being altered, young people are going to get bent over hard in about 30 years.